> For the complete documentation index, see [llms.txt](https://nftuloan.gitbook.io/nftuloan-whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://nftuloan.gitbook.io/nftuloan-whitepaper/protocol/loan-termination/loan-payback.md).

# Loan Payback

The borrower (the person who asks for a loan to have ethers) will have a delay to pay the ethers he received. This process is directly handled by our smart contract. If the person pays before the limit date, he will automatically receive his NFT back. And in the same transaction we manage to distribute the interest generated by involved lenders.\
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And we also send back the ether funds they allow to be borrowed from their balances.

<figure><img src="https://4164550927-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Fs9Afp5NjW0uCuUDyprFH%2Fuploads%2FFjOx2RSvPJiUnmXFfQ8y%2Fmockup.jpeg?alt=media&amp;token=e94b48f1-435f-4368-8ad4-f1050f510422" alt=""><figcaption></figcaption></figure>