> For the complete documentation index, see [llms.txt](https://nftuloan.gitbook.io/nftuloan-whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://nftuloan.gitbook.io/nftuloan-whitepaper/protocol/balances.md).

# Balances

For the V1 protocol, we use multiple ether balances to manage all activities of lenders. For each one of them, we have created a set of balances. 

<figure><img src="https://4164550927-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Fs9Afp5NjW0uCuUDyprFH%2Fuploads%2F9YxdnwM8vLBcOmbYMD7k%2Floannow.png?alt=media&amp;token=85c6d55a-44ba-4f3f-aa16-845a10f794a7" alt=""><figcaption></figcaption></figure>

They are involved in loan creation; interests generated tracking; withdrawals handling and another one for idle ethers.&#x20;

This way we can control the flow of ethers more accurately and generate statistics on a lender basis.